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Mortgages Loan

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What is home loan?

Loan acquired from a financial institution to purchase a home. Home loans consist of an adjustable or fixed interest rate and payment terms. Home loans may also be referred to as mortgage loans.

Real facts of home loans

Borrowers must apply for a home loan with a lender such as a bank or credit union. Lenders require borrowers to provide proof of income to demonstrate that their income level allows them to comfortably afford the loan. Borrowers must also allow the lender to evaluate their credit history. This lets the lender determine how likely the individual is to make his mortgage payments in a timely manner.

Significance of home loans

Mortgage loans carry an interest rate. This interest rate may be fixed and unchanging or variable and subject to change, depending on the type of loan program the borrower selects. The lower the interest rate, the less the individual pays over time for the privilege of the home loan.

List of banks who provides Home Loans in India



  • Bank of Baroda Home Loan
  • Central Bank of India Home Loan
  • SBI Home Loan
  • LIC Housing Finance
  • HDFC Home Loan
  • ICICI Bank Home Loan
  • HSBC Home Loan
  • IDBI Home Loan
  • DHFL Home Loan
  • Axis Bank Home Loan
  • ING Vysya Home Loan
  • Bajaj Finance Home Loan
  • India Bulls Home Loan
  • Kotak Mahindra Home Loan
  • Deutshce Bank Home Loan
  • Bank of Maharashtara Home Loan
  • Royal Bank of Scotland Home Loan
  • Andhra Bank Home Loan
  • Punjab & Sind Bank Home Loan
  • Syndicate Bank Home Loan
  • Vijaya Bank Home Loan
  • Indian Bank Home Loan
  • Indian overseas Bank Home Loan
  • State bank of Travancore Home Loan
  • PNB Housing Finance
  • IndusInd Bank Home Loan
  • Punjab National Bank Home Loan
  • Dhanalakshmi Bank Home Loan
  • Jammu kashmir Home Loan
  • IDBI Home Finance
  • DCB Home Loan
  • Uco Bank Home Loan
  • Federal Bank Home Loan
  • GE Money Home Loan
  • Citi Financial Home Loan
  • Bank of India Home Loan
  • Canara Bank Home Loan
  • Allahabad Bank Home loan
  • Union Bank of India Home Loan
  • United Bank of India Home Loan
  • Dena Bank Home Loan
  • Standard Chartered Home loan
  • Corporation Bank Home Loan