⭐ Featured Tool
Life Insurance Coverage Calculator
Find out exactly how much life insurance cover you need based on your income, outstanding loans, number of dependants and future goals. The most important financial calculation for any earning individual in India.
15×Income Rule
+ LiabilitiesHome/Car Loan
+ GoalsEducation/Retire
🛡 Insurance Calculators
All Insurance →
FEATURED
Life Insurance Coverage Calculator
Calculate exact life insurance cover needed based on income, loans, dependants and future goals.
Insurance
HIGH CPC
Term Insurance Premium Calculator
Estimate term life insurance premium by age, sum assured, gender & policy term. Compare LIC, HDFC Life, Max Life.
Insurance
HOT
Health Insurance Premium Calculator
Calculate mediclaim / floater health insurance premium for individual, family or senior citizen plans.
Health
LIC Premium Calculator
Calculate LIC Jeevan Anand, Jeevan Amar, New Endowment & all popular LIC plan premiums.
Insurance
Car Insurance Premium Calculator
Estimate comprehensive & third-party car insurance premium based on vehicle age, IDV and NCB.
Insurance
Two-Wheeler Insurance Calculator
Calculate bike & scooter insurance premium for comprehensive and TP-only plans.
Insurance
ULIP Calculator
Estimate ULIP maturity value and insurance cover at assumed fund returns for 10–30 year horizon.
Investment
Endowment Plan Calculator
Calculate maturity value and sum assured for traditional endowment insurance policies.
Insurance
Critical Illness Cover Calculator
Estimate critical illness insurance cover needed based on treatment costs and income replacement.
Health
🏠 Loan & EMI Calculators
All Loan Tools →
MOST USED
Home Loan EMI Calculator
Calculate monthly EMI, total interest and amortisation schedule for any home loan amount and tenure.
Loan
Car Loan EMI Calculator
Calculate car loan EMI, total interest payable and month-wise repayment schedule.
Loan
Personal Loan EMI Calculator
Instant personal loan EMI for any loan amount from ₹10,000 to ₹50 lakh at any interest rate.
Loan
Education Loan EMI Calculator
Calculate student loan EMI with moratorium period and deferred repayment options.
Loan
Loan Prepayment Calculator
Calculate interest savings when making a lump-sum prepayment on your home or personal loan.
Loan
Balance Transfer Calculator
Compare your current loan EMI vs a lower-rate transfer to see total savings.
Loan
💼 Income Tax Calculators 2026
All Tax Tools →
HOT
Income Tax Calculator 2026–27
Compare tax liability under old vs new regime. Calculate exact income tax for salaried, self-employed or business income.
Tax
HRA Exemption Calculator
Calculate HRA exemption under Section 10(13A) based on salary, rent paid and city of residence.
Tax
TDS Calculator
Calculate TDS applicable on salary, FD interest, professional fee, rent and other income heads.
Tax
Capital Gains Tax Calculator
Calculate LTCG and STCG tax on mutual funds, shares, property and other capital assets — FY 2026–27 rates.
Tax
GST Calculator
Add or remove GST for 5%, 12%, 18% and 28% slabs. Separate CGST/SGST and IGST computation.
Tax
Section 80C Deduction Calculator
Track all 80C investments — PPF, ELSS, LIC, EPF, NSC — and optimise your ₹1.5L limit.
Tax
📈 Investment & Savings Calculators
TOP SEARCH
SIP Calculator
Calculate SIP returns for mutual funds. Enter monthly amount, expected return rate and tenure to see corpus.
Investment
PPF Calculator
Calculate PPF maturity amount with annual compounding at current 7.1% interest rate for 15/25-year tenures.
Investment
FD Calculator
Calculate Fixed Deposit maturity amount with monthly, quarterly or annual compounding for any bank rate.
Investment
RD Calculator
Calculate Recurring Deposit maturity value for post office and bank RD at different interest rates.
Investment
NPS Calculator
Estimate NPS pension corpus and monthly pension at retirement age under Tier-I contribution.
Investment
Retirement Corpus Calculator
Calculate how much corpus you need to retire comfortably — accounting for inflation and life expectancy.
Investment
Mutual Fund Returns Calculator
Calculate CAGR, absolute and annualised returns on mutual fund lump-sum investments.
Investment
EPF / PF Calculator
Calculate Employee Provident Fund corpus at retirement with employer + employee contributions and 8.25% interest.
Investment
Compound Interest Calculator
Calculate compound interest for any principal, rate and compounding frequency (monthly, quarterly, annually).
Investment
❤️ Health & Wellness Calculators
POPULAR
BMI Calculator
Calculate Body Mass Index and healthy weight range for adults and children using WHO India standards.
Health
Daily Calorie Calculator
Calculate daily calorie intake for weight loss, maintenance or muscle gain based on age, weight and activity.
Health
Ideal Weight Calculator
Calculate ideal body weight range by height and gender using Indian population reference values.
Health
Pregnancy Due Date Calculator
Calculate estimated due date, current week of pregnancy and key milestone dates.
Health
Blood Group Compatibility
Check blood group compatibility for transfusion and check which blood types you can donate to or receive from.
Health
Critical Illness Cost Estimator
Estimate treatment cost for cancer, heart attack, stroke and kidney failure in India's top hospitals.
Health
💰 Salary & HR Calculators
HOT
Take-Home Salary Calculator
Calculate in-hand salary from CTC — deductions for PF, professional tax, income tax and other components.
Salary
Gratuity Calculator
Calculate gratuity amount payable at retirement or resignation under the Gratuity Act, 1972.
Salary
Leave Encashment Calculator
Calculate taxable and exempt leave encashment amount at retirement or resignation.
Tax
CTC Breakup Calculator
Break down your annual CTC into basic pay, HRA, PF, bonus and other components.
Salary
🎉 Fun & Entertainment Calculators
50M+ TESTS
Love Calculator
Calculate love compatibility percentage between two names. India's most popular fun calculator.
Fun
Crush Calculator
Test your crush compatibility score — a fun name-based compatibility test for entertainment.
Fun
FLAMES Game
The classic letter-matching relationship game — Friends, Lovers, Affectionate, Marriage, Enemies, Siblings.
Fun
Zodiac Compatibility
Check love and relationship compatibility between zodiac signs — all 144 sign combinations.
Fun
Name Numerology
Calculate lucky number, destiny number and personality number from your name.
Fun
Age Calculator
Calculate your exact age in years, months, weeks, days and even hours from your date of birth.
Fun
🔡 All Calculators — A to Z Index
📋 Complete Calculator Directory
🔢 Quick Picks — India's Most Used Free Calculators
- Life Insurance Coverage Calculator
- Term Insurance Premium Calculator
- Home Loan EMI Calculator
- Income Tax Calculator 2026–27
- SIP Returns Calculator
- PPF Calculator (7.1% interest)
- Health Insurance Premium Calculator
- BMI Calculator (Indian standards)
- HRA Exemption Calculator
- NPS Retirement Calculator
- Love Calculator (50M+ tests)
- Gratuity Calculator
❓ Online Calculators — Frequently Asked Questions
How much life insurance coverage do I need in India?▾
The widely recommended formula is 10–15 times your annual income plus total outstanding liabilities. For example, if you earn ₹10 lakh/year and have a ₹30 lakh home loan, your minimum cover should be ₹1.3–1.8 crore. Use our Life Insurance Coverage Calculator and Term Insurance Premium Calculator to plan precisely.
Which online calculator is most useful for financial planning in India?▾
For comprehensive financial planning, the five most important calculators are: (1) Life Insurance Coverage Calculator — to determine adequate protection; (2) SIP Calculator — to plan mutual fund investment goals; (3) Home Loan EMI Calculator — before taking a mortgage; (4) Income Tax Calculator — to compare old vs new regime; and (5) Retirement Corpus Calculator — to plan post-retirement income.
Are these online calculators free to use?▾
Yes, all 50+ calculators on MazaIndia are 100% free to use with no login, registration or payment required. Results are provided for educational and planning purposes.
Which is better — old tax regime or new tax regime in India 2026?▾
For most salaried employees with significant deductions (Section 80C investments, HRA, home loan interest), the old tax regime may still save more tax. The new regime offers lower slab rates with no deductions and is now the default from FY 2024-25. Use our Income Tax Calculator 2026–27 to compute your exact tax liability under both regimes and choose the lower one.
What is the difference between term insurance and whole life insurance?▾
Term insurance provides pure death coverage for a fixed period at low premiums with no maturity benefit. Whole life insurance covers you for your entire life and builds a cash value, making premiums significantly higher. Financial planners universally recommend term insurance first for its low-cost high-coverage value, combined with separate investment products like mutual funds or PPF.
How does the SIP calculator work?▾
The SIP (Systematic Investment Plan) calculator uses compound interest formula — M = P × [(1 + r)^n − 1] / r × (1 + r) — where P is your monthly SIP amount, r is the expected monthly return rate (annual rate ÷ 12) and n is the number of months. At an assumed 12% annual return, a ₹10,000 monthly SIP for 20 years grows to approximately ₹98 lakh.
How is Home Loan EMI calculated?▾
Home Loan EMI is calculated using the formula: EMI = P × r × (1 + r)^n / [(1 + r)^n − 1], where P = principal loan amount, r = monthly interest rate (annual rate ÷ 12 ÷ 100), and n = total number of monthly instalments. For a ₹50 lakh loan at 8.75% for 20 years, the EMI works out to approximately ₹44,100 per month.
Why Use Free Online Calculators for Financial Planning?
India's financial landscape — with its unique tax structure (old vs new regime, Section 80C, HRA, LTA), insurance regulations (IRDAI-governed), loan products and savings schemes (PPF, NPS, EPF) — demands specialized calculators that reflect Indian rules, not generic global tools. Our calculator hub is built and updated specifically for Indian taxpayers, salaried employees, insurance buyers and investors.
The Life Insurance Coverage Calculator uses the income replacement and liability-based methodology recommended by SEBI-registered financial planners, while the Income Tax Calculator is updated every year after the Union Budget for the latest slab rates and deduction limits.
India's Highest-Priority Financial Calculations in 2026
In 2026, the three most financially critical calculations for any Indian earning individual are: adequate life insurance cover (still underestimated by over 80% of policyholders), optimal tax regime selection (the new regime is now default and may save lakhs for those without large deductions), and SIP corpus planning for retirement (with Nifty 50 10-year CAGR at 13.4%, long-term SIPs continue to significantly outperform FD/PPF).
All three tools — along with Home Loan EMI, HRA Exemption, PPF and Health Insurance calculators — are available free and instant in this hub.