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Student Loan

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What is the definition of a student loan?R03;R03;R03;R03;R03;R03;R03;

Definition. A loan offered to students which is used to pay off education-related expenses, such as college tuition, room and board at the university, or textbooks. Many of these loans are offered to students at a lower interest rate, such as the Perkins loan or Stafford loan.

How do you get student loans?

To apply for a federal student loan, you must complete and submit a Free Application for Federal Student Aid. Based on the results of your FAFSA, your college or career school will send you a financial aid offer, which may include federal student loans.

What are student debts?

Student debt is a form of debt that is owed by an attending, withdrawn or graduated student to a lending institution. The lending is often of a student loan, but debts may be owed to the school if the student has dropped classes and withdrawn from the school.

How does a student loan work?

Student loans may be a necessary evil, but there is plenty you can do to minimize the damage:

  • Only borrow as much as you need (yes, you can take a smaller loan than the one offered to you).
  • For federal loans, make sure you're on the right payment plan.
  • Pay on time, every month.
  • Pay extra as often as you can.

How do I get a loan for school?

To get a student loan as part of a government program, visit your school's financial aid office. Let them know that you'd like to borrow, and they'll tell you what steps to take. You'll have to fill out a FAFSA form, which will determine what type of aid you're eligible for.

 

Student Loan Providers Bank List in India

  • Andhra Bank
  • Allahabad Bank
  • Axis Bank
  • Bank of Baroda
  • Bank Of India
  • Bank of Maharashtra
  • Bank of Punjab
  • Bank of Rajasthan
  • Bassein Catholic Bank
  • Bharat Overseas Bank
  • Canara Bank
  • Catholic Syrian Bank
  • Central Bank of India
  • Centurion Bank of Punjab
  • Citi Bank
  • City Union Bank
  • Corporation Bank
  • Dena Bank
  • Development Credit Bank
  • Dhanalakshmi Bank
  • Federal Bank
  • HDFC Bank
  • HSBC
  • ICICI Bank
  • Indian Bank
  • Indian Overseas Bank
  • IDBI Bank
  • ING Vysya Bank  
  • Jammu & Kashmir Bank
  • Karnataka Bank
  • Karur Vyasa Bank
  • Lakshmi Vilas Bank
  • Oriental Bank of Commerce
  • Punjab & Sind Bank
  • Punjab National Bank
  • Ratnakar Bank
  • Saraswat Bank
  • SBI Commercial and International Bank
  • South Indian Bank
  • State Bank of Bikaner & Jaipur
  • State Bank of Hyderabad
  • State Bank of India (SBI)
  • State Bank of Indore
  • State Bank of Mysore
  • State Bank of Patiala
  • State Bank of Saurashtra 
  • State Bank of Travancore
  • Syndicate Bank
  • Tamilnad Mercantile Bank Ltd
  • Thane Janata Sahakari Bank
  • UCO Bank
  • Union Bank of India
  • United Bank of India
  • United Western Bank
  • Vijaya Bank

 



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