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Expatriate Insurance


Expatriate insurance

Expatriate insurance policies are designed to cover financial and other losses incurred by expatriates while living and working in a country other than one's own.

Insurance should be arranged prior to relocating to a new country or destination. Policies will generally cover the duration of your stay and can be purchased on a 6-month to annual basis. It is important to purchase this insurance from a reputable company.

The most common insurance policies purchased by expatriates include:

  • Personal property
  • Automobile insurance
  • Personal liability insurance
  • Emergency evacuation
  • Medical and dental coverage
  • Short-term travel insurance


In some cases, specialty insurance can be purchased for high-risk areas of the world that provide coverage for:

  • War and terrorism
  • Kidnap and ransom
  • Casualty insurance

Key Features of an Expatriate Health Insurance Plan

  • Broad, comprehensive range of health care benefits
  • Consistent global health care provision
  • Medical and health care professional referral service
  • Strong emergency evacuation and repatriation services
  • Experience and a proven record in delivering world-wide health care
  • Fast and easy access to an unparalleled network of health care professionals and facilities all over the world
  • Upfront payment of treatment or reimbursement within five working days
  • Payment of claims in your own currency
  • Access to health care services and medical advice 24 hours a day, seven days a week
  • The flexibility to tailor your health plan so you have the health care coverage that’s right for you and your family